Property
Gain on land and buildings, with cost, improvements and transfer expenses.
All taxation services
Taxation
Capital Gains
FinAura works out capital gains on property, shares, mutual funds and business assets: the holding period, the cost, the gain and the tax. Better still, before you sell, we look at timing and the reinvestment exemptions the law allows, so the decision is made with the tax in view.
- Led by Chartered Accountants
- GST and income tax in one team
- Bangalore and across India
What is covered
What Capital Gains Covers
Every kind of sale, worked out and planned.
Shares and mutual funds
Listed and unlisted, short and long term, matched lot by lot.
Business assets
Sale of a business or its assets, and the tax that follows.
Exemptions
Reinvestment exemptions the law allows, and their conditions.
Timing
When to sell for the right holding period and year.
Reporting
Gains reported correctly in the return, with advance tax where due.
How the month runs
Before, At and After the Sale
The tax is planned at each stage, not only computed at the end.
Step 1
Before the sale
- Holding period
- Cost records
- Options compared
Step 2
At the sale
- TDS checked
- Sale documents
- Gain worked out
Step 3
After the sale
- Exemption invested
- Advance tax
- Proofs kept
Step 4
Return
- Gain reported
- CA review
- Filed
Your part
What We Need From You
- 01Purchase and sale documents
- 02Cost of improvements
- 03Broker and fund statements
Our part
What You Get
- Gains worked out correctly
- Exemption options before you sell
- Advance tax planned for the gain
- Gains reported correctly in the return
A common question
Why plan capital gains before the sale?
Because most of the choices close at the sale: the holding period that decides short or long term, the year the gain falls in, and the reinvestment that can reduce tax.
After the sale, only computation is left. Before it, there are usually options.
See NRI taxationPlanTiming and exemptions
GainShort or long term
RecordsCost, sale, expenses
Who it is for
Who Plans Sales With Us
Property sellers
Homes, plots and commercial property.
Investors
Shares, mutual funds and ESOPs.
Founders selling a business
Shares or assets.
NRIs
Indian property and investments.
The rules, in plain English
What the Law Says
Income-tax Act, 2025
In force from 1 April 2026
Income earned up to 31 March 2026 is still assessed under the Income-tax Act, 1961. From 1 April 2026 the 2025 Act applies, with a single 'tax year', renumbered sections and new form numbers under the Income-tax Rules, 2026.
Official source: incometax.gov.inIncome-tax law
Capital gains
Gains on transferring capital assets are taxed as short or long term depending on the holding period, with rates, indexation and exemptions as the law provides for the year.
Official source: incometax.gov.inIncome-tax law
Reinvestment exemptions
Specified reinvestments within set time limits can reduce or exempt long-term gains, subject to conditions.
Official source: incometax.gov.inThis is general information, not advice for your situation; we confirm what applies to you before any work starts.
Questions we get asked
Capital Gains Questions, Answered
How is capital gains tax calculated on property?
Sale price, less the cost of acquisition and improvement and transfer expenses, gives the gain. Whether it is short or long term depends on how long you held the property.
Can capital gains tax be saved?
In some cases, by reinvesting in the assets the law specifies within the time it allows. The conditions are strict, so they are best planned before the sale.
Do I pay advance tax on a capital gain?
Yes, generally in the instalment after the sale, if your tax for the year crosses the advance tax limit.
Are the rules changed under the new Act?
The Income-tax Act, 2025 carries the capital gains framework forward with new section numbers. Rates and holding periods are set by the Finance Acts, so we check the current ones for your sale.
Often Taken Together
All 16 Taxation services01TaxationIncome Tax ReturnsReturns for individuals, proprietors, partnership firms, LLPs and companies, with the computations checked by a Chartered Accountant.02TaxationNRI TaxationReturns, residential status, rental and capital gains computations and repatriation paperwork for non-resident Indians.03TaxationAdvance Tax and Tax PlanningInstalments worked out from your actual numbers, and planning done during the year rather than after it.04TaxationLower Deduction Certificates (Form 13)Applications, now in Form 128, so that tax is deducted at a lower or nil rate on your receipts when your actual tax is lower.05Startups, Setup & GrowthAdvisory & Special ProjectsDue diligence, restructuring, CMA data and family business advisory, scoped as projects.06Accounting & FinanceVirtual CFOA Chartered Accountant reading your numbers, planning cash and guiding decisions.