Residential status
Resident, non-resident or not ordinarily resident, worked out from your days in India and history.
All taxation services
Taxation
NRI Taxation
FinAura handles tax in India for non-resident Indians: working out your residential status, filing returns on rent, interest and capital gains, claiming treaty relief, and preparing the paperwork for selling property and sending money abroad. Everything is done online, with a Chartered Accountant reviewing every return.
- Handled fully online
- Led by Chartered Accountants
- For NRIs in any country
What is covered
What NRI Taxation Covers
Indian income, handled from wherever you live.
Returns
Rent, interest, dividends and capital gains reported in the right form.
Property sales
Capital gains worked out and lower TDS applied for where it helps.
Treaty relief
Relief under the tax treaty with your country of residence.
Repatriation
Forms 145 and 146 (earlier 15CA and 15CB) for sending money abroad.
Refunds
Excess TDS on NRI income claimed back through the return.
How the month runs
How We Handle Your Indian Tax
Status, income, relief and filing, all online.
Step 1
Status
- Days in India
- Past years
- Status decided
Step 2
Income
- Rent and interest
- Gains
- TDS credits
Step 3
Relief
- Treaty checked
- Credits applied
- CA review
Step 4
File
- Return filed
- Refund tracked
- Repatriation forms
Your part
What We Need From You
- 01Passport travel dates
- 02Bank (NRE, NRO) statements
- 03Property and investment details
- 04Tax residency certificate, if claiming treaty relief
Our part
What You Get
- Your residential status confirmed
- Returns filed on Indian income
- Excess TDS claimed back
- Repatriation paperwork ready
A common question
Why is so much TDS deducted on NRI income?
Payers deduct tax on payments to non-residents at higher rates, often without considering your actual tax. On a property sale, tax is deducted on the full sale price, not the gain.
You can recover the excess by filing a return, or reduce it upfront with a lower deduction certificate, Form 128 (earlier Form 13).
See lower deduction certificatesRefund and repatriationExcess tax back, money sent
Indian incomeReported correctly
StatusResident or not
Who it is for
NRIs We Work With
NRIs with property in India
Rent and sale.
NRIs with investments
Interest, dividends and mutual funds.
Returning Indians
Status in the years of moving back.
Families abroad
Selling inherited property and repatriating.
The rules, in plain English
What the Law Says
Income-tax Act, 2025
In force from 1 April 2026
Income earned up to 31 March 2026 is still assessed under the Income-tax Act, 1961. From 1 April 2026 the 2025 Act applies, with a single 'tax year', renumbered sections and new form numbers under the Income-tax Rules, 2026.
Official source: incometax.gov.inIncome-tax law
Residential status
Residence is decided mainly by days in India in the year and earlier years; non-residents are taxed only on income received or arising in India.
Official source: incometax.gov.inIncome-tax law
TDS on payments to non-residents
Payers deduct tax on payments to non-residents, which can be reduced by a certificate from the department or recovered through the return.
Official source: incometax.gov.inThis is general information, not advice for your situation; we confirm what applies to you before any work starts.
Questions we get asked
NRI Tax Questions, Answered
Do NRIs have to file income tax returns in India?
Yes, if their taxable Indian income exceeds the basic exemption limit, and often to claim a refund of excess TDS.
How is residential status decided?
Mainly by the number of days you spend in India in the year and in earlier years, with special rules for Indian citizens and people of Indian origin.
How can I reduce TDS on selling property?
By applying for a lower deduction certificate, now Form 128 (earlier Form 13), before the sale, based on the actual capital gain.
Can I send sale proceeds abroad?
Yes, within the limits of foreign exchange rules, with Forms 145 and 146 (earlier 15CA and 15CB) submitted to the bank.
Often Taken Together
All 16 Taxation services01TaxationCapital Gains Computation and PlanningGains on property, shares and business assets computed correctly, with exemptions and timing considered before the sale.02TaxationLower Deduction Certificates (Form 13)Applications, now in Form 128, so that tax is deducted at a lower or nil rate on your receipts when your actual tax is lower.03TaxationForeign Remittance Certificates (Form 15CA and 15CB)The declaration and CA certificate banks ask for before sending money abroad, now Forms 145 and 146, with the tax and treaty position checked.04TaxationIncome Tax ReturnsReturns for individuals, proprietors, partnership firms, LLPs and companies, with the computations checked by a Chartered Accountant.05Startups, Setup & GrowthAdvisory & Special ProjectsDue diligence, restructuring, CMA data and family business advisory, scoped as projects.06Tax & ComplianceROC & Corporate ComplianceAnnual ROC filings, director KYC, event-based filings and LLP to company conversion.