Tax estimate
Your year's tax estimated from the books and updated each quarter.
All taxation services
Taxation
Advance Tax and Tax Planning
FinAura estimates your tax during the year and works out each advance tax instalment, so each instalment is paid in full and interest is avoided. Before the year ends, we look at the decisions that change the bill: tax regime, deductions, timing of income and expenses, and the right structure for the business. All planning stays within the law.
- Led by Chartered Accountants
- GST and income tax in one team
- Bangalore and across India
What is covered
What Advance Tax and Planning Covers
Pay the right tax at the right time, and decide before the year ends.
Instalments
Each advance tax instalment worked out and the challan prepared.
Regime choice
Old and new regimes compared on your actual numbers.
Deductions and exemptions
Claims you are entitled to, used properly and documented.
Business structure
Proprietorship, LLP or company compared for tax and practicality.
Year-end review
Decisions to take before 31 March, while they still count.
How the month runs
A Year of Advance Tax With FinAura
Estimate, update, plan and close, one quarter at a time.
Quarter 1
Estimate
- Year's income projected
- First instalment
- Regime noted
Quarter 2
Update
- Actuals compared
- Second instalment
- Gaps flagged
Quarter 3
Plan
- Year-end options
- Third instalment
- Decisions agreed
Quarter 4
Close
- Final instalment
- Proofs collected
- Return ready
Your part
What We Need From You
- 01Books or income details each quarter
- 02Expected large receipts or sales
- 03Investment and deduction plans
Our part
What You Get
- A tax estimate updated every quarter
- Each instalment worked out and paid
- Interest for shortfall avoided
- Planning decisions before year-end
A common question
Is tax planning the same as avoiding tax?
No. Tax planning means using the choices the law gives you: the regime, the deductions, the timing, the structure. It is done openly and documented.
We do not recommend arrangements whose main purpose is to defeat the law. They tend to cost more in notices and interest than they save.
See Virtual CFO servicesPlanningDecided before year-end
InstalmentsWorked out and paid
EstimateUpdated every quarter
Who it is for
Who Plans Tax With Us
Business owners
Business income that changes during the year.
Professionals
Fees that arrive unevenly.
Individuals with large gains
Property, shares or business sales.
Companies
Advance tax on book and taxable profit.
The rules, in plain English
What the Law Says
Income-tax Act, 2025
In force from 1 April 2026
Income earned up to 31 March 2026 is still assessed under the Income-tax Act, 1961. From 1 April 2026 the 2025 Act applies, with a single 'tax year', renumbered sections and new form numbers under the Income-tax Rules, 2026.
Official source: incometax.gov.inIncome-tax law
Advance tax
Tax on the year's income is paid in instalments during the year where it exceeds the prescribed limit; shortfalls and delays attract interest.
Official source: incometax.gov.inIncome-tax law
General anti-avoidance rules
Arrangements whose main purpose is a tax benefit, without commercial substance, can be disregarded by the department.
Official source: incometax.gov.inThis is general information, not advice for your situation; we confirm what applies to you before any work starts.
Questions we get asked
Advance Tax Questions, Answered
Who has to pay advance tax?
Anyone whose tax for the year, after TDS, is above the limit set by law. Resident senior citizens without business income are generally exempt. We confirm whether it applies to you.
What happens if I pay advance tax late?
Interest is charged on the shortfall and the delay. Paying the right amount in each instalment avoids it.
Can tax planning be done after the year ends?
Very little. Most choices, such as investments, timing and structure, must be made within the year.
Do you help choose between a company and an LLP?
Yes, for tax and for practical reasons such as funding, compliance and exit. See business setup and registrations.
Often Taken Together
All 16 Taxation services01TaxationIncome Tax ReturnsReturns for individuals, proprietors, partnership firms, LLPs and companies, with the computations checked by a Chartered Accountant.02TaxationCapital Gains Computation and PlanningGains on property, shares and business assets computed correctly, with exemptions and timing considered before the sale.03TaxationTDS and TCS ComplianceDeductions checked at source, challans paid, quarterly returns filed and certificates issued to your vendors and employees.04TaxationTax Audit SupportPreparation of the tax audit report (Forms 3CA, 3CB and 3CD, and Form 26 from tax year 2026-27), prepared by our team and certified and signed by an associate practising Chartered Accountant.05Accounting & FinanceVirtual CFOA Chartered Accountant reading your numbers, planning cash and guiding decisions.06Startups, Setup & GrowthBusiness Setup & RegistrationsCompany, LLP, startup, MSME and trademark registration, with compliance ready from day one.