Three-statement models
P&L, balance sheet and cash flow, linked.
All management reporting & budgeting services
Management Reporting & Budgeting
Financial Modelling
FinAura builds financial models for decisions that need numbers before they are made: a new plant or location, a product line, an acquisition, a loan or a funding round. Models are driver-based, three-statement and checked, with assumptions written down and scenarios you can switch, and we hand them over so your team can use them.
- Chartered Accountant-led
- Bangalore and across India
- Reply within one business day
What is covered
What Financial Modelling Covers
A model for the decision in front of you.
Project models
Capex, payback and returns.
Scenarios
Switches for each case.
Sensitivities
Which assumption matters most.
Checks
Balance and logic checks built in.
Handover
Walkthrough and notes for your team.
How the month runs
How It Works
Scope, build, test, hand over.
Step 1
Scope
- Decision to support
- Drivers
- Data available
Step 2
Build
- Inputs sheet
- Calculations
- Outputs
Step 3
Test
- Checks
- Scenarios
- Your review
Step 4
Hand over
- Walkthrough
- Notes
- Updates if needed
Your part
What We Need From You
- 01The decision the model supports
- 02Historical numbers
- 03Your assumptions and quotes
- 04Time to review drafts
Our part
What You Get
- A model that answers the question
- Assumptions anyone can follow
- Scenario and sensitivity outputs
- A model your team can update
A common question
What makes a financial model trustworthy?
Clear separation of inputs, calculations and outputs; every assumption in one place with its source; checks that the balance sheet balances and cash ties; and no hard-coded numbers buried in formulas.
A model built that way can be audited by a lender or investor, and updated by your team without breaking it.
See startup financial modelsOutputsScenarios and returns
EngineLinked statements
InputsAssumptions, sourced
Who it is for
Who It Is For
Companies planning capex
New plant, store or line.
Businesses seeking finance
Lenders' and investors' models.
Acquirers
Valuation workings and synergies.
Teams with fragile spreadsheets
Rebuilt properly.
The rules, in plain English
What the Law Asks of Your Books
Companies Act, 2013
Section 128
Every company keeps books of account that give a true and fair view of its affairs, at its registered office or another place the Board decides, and preserves them for at least the eight financial years before the current one.
Official source: mca.gov.inCompanies (Accounts) Rules, 2014
Rule 3
Books kept electronically must stay accessible in India at all times, with a daily back-up on servers physically in India. For financial years starting on or after 1 April 2023, the accounting software must keep an audit trail of every change that cannot be switched off.
Official source: mca.gov.inCGST Act, 2017
Sections 35 and 36
Every GST-registered business keeps its accounts and records at its principal place of business and retains them for 72 months from the due date of the annual return for that year, or longer while an appeal or proceeding is open.
Official source: cbic-gst.gov.inIncome-tax law
Books and tax audit
Businesses and professions above the prescribed limits must keep books of account, and a tax audit follows above further limits. The limits change from time to time, so we confirm which apply to you before the year starts.
Official source: incometax.gov.inThis is general information, not advice for your situation; we confirm what applies to you before any work starts.
Questions we get asked
Financial Modelling: Questions, Answered
What is a three-statement financial model?
A model in which the profit and loss, balance sheet and cash flow are linked, so each assumption flows through all three and the balance sheet balances in every period.
How long does a model take?
It depends on the scope; a focused project model is quicker than a full company model. We agree the scope and timing first.
Do you provide valuations?
We build the models a valuation relies on. Where a formal valuation report is required by law, it is issued by the professional the law specifies.
Can you review a model someone else built?
Yes. We check logic, links and assumptions and report what needs fixing.
Often Taken Together
All 9 Management Reporting & Budgeting services01Management Reporting & BudgetingBudgeting and ForecastingAn annual budget built with your team, rolling forecasts updated monthly, and variance analysis that explains the gaps.02Management Reporting & BudgetingUnit Economics and ProfitabilityProfit by product, project, customer or location, so you know where the money is actually made.03Accounting & FinanceVirtual CFOA Chartered Accountant reading your numbers, planning cash and guiding decisions.04Startups, Setup & GrowthAdvisory & Special ProjectsDue diligence, restructuring, CMA data and family business advisory, scoped as projects.