Results
The month and year against plan.
All virtual cfo services
Virtual CFO
Monthly CFO Review
Once a month, FinAura's Chartered Accountant sits down with you over your closed numbers: results against plan, cash and runway, margins, tax and compliance, and the decisions coming up. Each session ends with a short written note of actions, owners and dates, which opens the next one.
- Chartered Accountant-led
- Bangalore and across India
- Reply within one business day
What is covered
What Monthly CFO Review Covers
One hour a month on the numbers that matter.
Cash
Balance, forecast and runway.
Margins
Where they moved and why.
Tax and compliance
What is due, what changed.
Decisions
Hires, spends, prices, funding.
Action note
Owners and dates, in writing.
How the month runs
How It Works
Close, prepare, meet, follow up.
Step 1
Close
- Books closed
- MIS ready
- Forecast updated
Step 2
Prepare
- Questions listed
- Issues flagged
- Agenda sent
Step 3
Meet
- Numbers reviewed
- Decisions discussed
- Options weighed
Step 4
Follow up
- Action note
- Owners chased
- Next agenda
Your part
What We Need From You
- 01An hour a month of founder time
- 02Access to the books, or our accounting service
- 03The decisions on your mind
- 04Updates between meetings
Our part
What You Get
- A fixed monthly review
- Closed numbers explained
- A written action note
- A finance partner who knows the business
A common question
What is the difference between a virtual CFO and an accountant?
An accountant records what happened. A virtual CFO uses those records to decide what should happen next: pricing, hiring, spending, funding and risk.
At FinAura the two work as one team, so the review starts from reconciled numbers rather than a scramble to find them.
See the full virtual CFO serviceActionsWritten and tracked
ReviewMonthly with a CA
BooksClosed by our team
Who it is for
Who It Is For
Founders without a CFO
Who want someone to think with.
SMEs outgrowing their accountant
Needing interpretation, not just entries.
Startups after a round
Investor expectations to meet.
Family businesses
Monthly discipline on numbers.
The rules, in plain English
What the Law Asks of Your Books
Companies Act, 2013
Section 128
Every company keeps books of account that give a true and fair view of its affairs, at its registered office or another place the Board decides, and preserves them for at least the eight financial years before the current one.
Official source: mca.gov.inCompanies (Accounts) Rules, 2014
Rule 3
Books kept electronically must stay accessible in India at all times, with a daily back-up on servers physically in India. For financial years starting on or after 1 April 2023, the accounting software must keep an audit trail of every change that cannot be switched off.
Official source: mca.gov.inCGST Act, 2017
Sections 35 and 36
Every GST-registered business keeps its accounts and records at its principal place of business and retains them for 72 months from the due date of the annual return for that year, or longer while an appeal or proceeding is open.
Official source: cbic-gst.gov.inIncome-tax law
Books and tax audit
Businesses and professions above the prescribed limits must keep books of account, and a tax audit follows above further limits. The limits change from time to time, so we confirm which apply to you before the year starts.
Official source: incometax.gov.inThis is general information, not advice for your situation; we confirm what applies to you before any work starts.
Questions we get asked
Monthly CFO Review: Questions, Answered
How long is each review?
Usually about an hour, on a fixed date after the close, with more time when a big decision is on the table.
Can the review be online?
Yes. Most are video calls; we meet in person in Bangalore when useful.
What if something comes up between reviews?
Call or message us. Ad-hoc questions are part of the engagement within the agreed scope.
Do we need to use your accounting service?
No, but it helps: when the same team keeps the books, the review starts from numbers we already trust.
Often Taken Together
All 10 Virtual CFO services01Virtual CFOFinance StrategyPricing, margins, cost structure and growth plans turned into numbers you can act on.02Virtual CFOCash Flow ManagementRolling cash forecasts, runway tracking and a view of what each hiring or spending decision does to cash.03Virtual CFOInvestor and Board ReportingA monthly pack that answers investors' questions before they ask.04Accounting & FinanceManagement Reporting & BudgetingMonthly MIS, budgets, forecasts and dashboards built from reconciled books.05Accounting & FinanceAccounting & BookkeepingClean, current books every month, reviewed by a Chartered Accountant.